The content of this website does not constitute an offer or solicitation for residents in the United States or in any other jurisdiction where Sterling Mutuals Inc. is not registered or permitted to conduct business. Mutual funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus carefully before investing. Mutuals funds are not guaranteed, their values fluctuate frequently and past performance may not be repeated. Copies of the prospectus are available from your financial advisor and the mutual fund companies. Insurance products available through Sterling Insurance Agency or multiple carriers. Insurance products, financial planning, tax preparation and other related financial services that may be offered by your advisor other than mutual fund products are not the business of, or monitored by Sterling Mutuals Inc.