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Welcome To

Pedlar Financial

Adam Pedlar

A breath of fresh air when it comes to financial advice!

The process you will experience first hand is that I am in the business of educating clients first. I feel that if a client is informed, they are better equipped to make proactive decisions as it relates to their financial future. What aspect you decide to implement is and will always be YOUR CHOICE.

With thousands of financial products on the market, tracking down the right one for you can be a time-consuming, costly experience.  The increase in marketing strategies these past few years aim to capture your attention but do you really understand where their products stand up against others?  

You could turn to your friends, your family or your local bank for advice.  But only an independent financial advisor is able to offer you unbiased advice on products across the market.  Any other route will offer you limited choices.  Experience shows that when the choices are clearly explained, people recognize the value of independent financial advice.

Aaron Pedlar of Sterling Mutuals carries a wide assortment of NON-PROPRIETARY, best in class financial products & services that allow truly unbiased, conflict-free advice and recommendations that my clients can expect to receive.

Aaron Pedlar – the person behind the successful investor

Sterling Mutuals Inc. – the people behind the successful advisor

Regardless if you’re  just getting started in your career, on the brink of retirement or somewhere in between it is never too late to take control of your financial future.

“You Retire Once… I Help People Retire Everyday”


Explore What We Offer

As a dedicated fiduciary understanding a clients’ entire financial picture allows us to complete a detailed comprehensive strategy. This approach in turn helps our clients to take control of their financial future.

I am committed to your success and value the opportunity to work with you to achieve your various goals.

Investment Planning

Through active discussion I help you align your investment goals with your risk tolerance and expectations

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Insurance Planning

We can help you evaluate your current coverage from all sources to build a comprehensive and needs based plan.

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We have aligned with some of the top professionals in the area to provide you with the best resources.

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Timely Insights

2023 Market Outlook
January 17, 2023
Notwithstanding December weakness, Q4 brought some relief from 2022’s troubles with some reasonably healthy returns for global equities which also extend the long history of post-midterm positivity that I wrote extensively about last year. It remains too soon to know if the bear market has ended. Time will tell as turning points are impossible to predict and are only clear in hindsight. 
Invasion, Inflation, Recession? 2022 in Charts
January 9, 2023
The Russian invasion of Ukraine, record inflation, potential recession on the horizon – it’s fair to say that 2022 was challenging on many fronts. For investors, this context has resulted in pullbacks for both stocks and bonds in the first half of the year, followed by a six-month period of ups and downs with no clear direction.
Don't Give Up on the 60/40 Portfolio
January 8, 2023
In 2022, the correlation between the two turned overwhelmingly positive. Many areas of the bond market faired worse than equities and naturally investors are questioning if the gold standard 60/40, 60% global equity - 40% fixed income, barbell approach to investing is dead. Read on.
Visit our Blog to view past Timely Insights.

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